We are going to give detailed information about Pradhan Mantri Vishwakarma Yojana in this article. PM Vishwakarma Yojana was started on 17 September 2023 on the occasion of the birthday of Prime Minister Shri Narendra Modi. The main objective of PM Vishwakarma Yojana is to start a business or if a person wants to start his own business, then PM Vishwakarma Yojana will help in starting a business. 18 types of small businesses have been added to this scheme and this scheme was started to provide assistance to small artisans. We are going to give you detailed information about the Prime Minister Vishwakarma Yojana.
What is PM Vishwakarma Scheme?
PM Vishwakarma Yojana is a scheme for small artisans of the country which can improve their life. Small artisans or small businesses of the country are not given loan or supported by any bank. This scheme will help people doing small business and the person will be able to start his own employment or increase his own employment. 18 works have been added under PM Vishwakarma Yojana. These are the people whose work is not given loan by any bank. Prime Minister Shri Narendra Modi has started this PM Vishwakarma Yojana to promote this type of business.
Who will get benefit in Pradhan Mantri Vishwakarma Yojana
Beneficiaries working under PM Vishwakarma Yojana
| Serial Number | Work |
|---|---|
| 1 | Masons |
| 2 | Boat builders |
| 3 | Weapon makers |
| 4 | Locksmiths |
| 5 | Stone carvers |
| 6 | Sculptors |
| 7 | Stone breakers |
| 8 | Hammers and toolkit makers |
| 9 | Blacksmiths |
| 10 | Goldsmiths |
| 11 | Doll and toy makers |
| 12 | Cobblers/Shoemakers |
| 13 | Fishing net makers |
| 14 | Barbers |
| 15 | Garland makers |
| 16 | Washermen |
| 17 | Tailors |
| 18 | Basket/Mat/Broom makers |
What are the benefits of PM Vishwakarma Yojana?
Under PM Vishwakarma Yojana, a loan of up to ₹ 300000 can be obtained at an interest rate of 5%. In the first phase, a person will be able to get a loan of up to one lakh rupees at an interest rate of 5%. In the second phase, a person will be able to get a loan of ₹ 200000 which will have an interest of 5%.
Along with the loan, skill training will also be given in the Pradhan Mantri Vishwakarma Yojana and during the training, ₹ 500 will be given per day. There will be 5 days of basic training in Pradhan Mantri Vishwakarma Yojana and 15 days of advanced training. A total of 20 days of training will be given in it.
After training in Pradhan Mantri Vishwakarma Yojana, you will get a training certificate of skill and you will also be given a grant amount of ₹ 15000 to buy a toolkit. With this money, you can buy tools etc. according to your trade to start or expand your business.
Who is eligible for Pradhan Mantri Vishwakarma Yojana
To take advantage of PM Vishwakarma Yojana, you must have the following eligibility mentioned below, only then you will be eligible for PM Vishwakarma Yojana, only then your online application will be done because a person from every category can apply in PM Vishwakarma Yojana, but for that also the eligibility mentioned below is necessary.
- The minimum age of the applicant should be 18 years
- The applicant should be a citizen of India
- Should not have taken any kind of government loan
- Should be working in any one of the 18 trades
Documents for Prime Minister Vishwakarma Yojana
To apply in Pradhan Mantri Vishwakarma Yojana, it is very important for you to have the documents given below, only then you will be able to apply in Pradhan Mantri Vishwakarma Yojana because Pradhan Mantri Vishwakarma Yojana is for the poor and working classes, so the documents mentioned below are necessary
- Aadhaar Card
- PAN Card
- Bank Passbook
- Family Aadhaar Card
- Ration Card Number or Samagra
- Mobile Number
How to apply in PM Vishwakarma Yojana
To apply for PM Vishwakarma Yojana, you will have to go to CSC Public Service Center and apply, which will be absolutely free. You can apply for PM Vishwakarma Yojana by going to the Common Service Center or CSC Center in your area.
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