Ayushman Bharat Scheme is a health insurance scheme that provides free treatment up to Rs 5 lakh to families living below the poverty line. Under this scheme, free treatment facility has been provided to government and private individuals. The Government of India has launched many schemes keeping in mind the health and medical facilities of the common citizens. One of the important schemes among these is the Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY). This scheme has been created to provide free medical facilities to the economically weaker sections.
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Objective of Ayushman Bharat Scheme
The main objective of launching the Ayushman Bharat scheme is to provide better health services to the economically weaker sections of the country. The government wants that no citizen should be deprived of medical treatment due to lack of money.
Who will get the benefit of Ayushman Bharat Scheme?
Poor and deprived families get the benefit of this scheme. SC/ST, landless laborers, weaker sections living in rural areas, urban poor and other socially backward classes are included under this.
Key features of the scheme
- Every eligible family will get health insurance up to Rs 5 lakh.
- Cashless and paperless treatment facility in government and private hospitals.
- More than 1350 diseases can be treated under this scheme.
- Free treatment facility in lakhs of hospitals across the country.
- No age or family size limit.
How to apply?
Online Application Process –
- Visit the website https://beneficiary.nha.gov.in/
- Login through your mobile number and OTP.
- Check eligibility and fill in the required information.
- Submit the application and get the acknowledgement.
Offline Application Process –
- Apply by visiting the nearest Ayushman Bharat Center or CSC Center.
- Submit Aadhar Card and other required documents.
- Get Ayushman Bharat Golden Card after successful registration.
Required Documents
- Aadhar Card
- Ration Card
- Income Certificate
- Residence Certificate
- Mobile Number
- Samagra Card
- And more etc
Benefits of the scheme
- The poor get free and high-quality medical care.
- Cashless treatment is provided to patients.
- Treatment is also possible in big hospitals.
- All family members are covered.
Challenges associated with the scheme
- Irregularities have been found in implementing the scheme in some hospitals.
- Lack of awareness in rural areas.
- Attempts by some private hospitals to keep patients out of the scheme.
future of the scheme
At present, more than 10 crore families have benefited from this scheme, due to which crores of people are getting free and effective health services. The government is planning to expand this scheme in the coming time and add more hospitals and beneficiaries, so that it can become more effective and comprehensive.
conclusion
Ayushman Bharat Yojana is a revolutionary initiative that provides free and quality medical services to the economically weaker sections. This scheme is not only improving the living standards of poor families but can also strengthen the entire health infrastructure of India in the future.
Frequently Asked Questions (FAQs)
How much insurance cover is available under Ayushman Bharat Scheme?
Under this scheme, free treatment up to Rs 5 lakh is available.
Can the benefits of this scheme be availed in private hospitals also?
Yes, the benefit of this scheme can also be availed in private hospitals selected by the government.
Who is eligible for this scheme?
Families living below the poverty line, SC/ST, urban poor, and other backward classes are eligible.
What documents are required to apply?
Aadhar Card, Ration Card, Residence Certificate, and Mobile Number are required.
How many people have benefited from this scheme?
Till now more than 10 crore families have availed the benefit of this scheme.
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